August 31, 2026
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We leverage readily available information that helps us assign an informed Financial Stability Rating®. FSRs help level the playing field for financially stable insurers.
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Financial Stability Rating® Notifications
June 19, 2026
Demotech Upgrades Financial Stability Rating® Assigned to Frederick Mutual Insurance CompanyMay 12, 2026
Demotech, Inc. Assigns Financial Stability Rating® of A, Exceptional, to GuardianPointe Insurance CompanyApril 7, 2026
Demotech Affirms the Financial Stability Rating® Assigned to Alabama Municipal Insurance CorporationApril 7, 2026
Demotech Affirms the Financial Stability Rating® Assigned to U S Lloyds Insurance CompanyMarch 23, 2026
Demotech Affirms Financial Stability Rating® Assigned to Otsego Mutual Fire Insurance CompanyNews and Updates
August 31, 2026
Demotech, Inc. Summarizes Impact of Tech-enabled Litigation Instigation on Trucking IndustryAugust 31, 2026
Demotech, Inc.’s Perspective on Lawyer International – Legal 100 2026 AwardAugust 31, 2026
Equalizer Insurance Services secures markets for Demotech, Inc. Rated CarriersRecent Demotech Difference Articles
Summer 2026
Demotech Joins the Coalition Against Insurance Fraud as an Associate MemberSummer 2026
Demotech Volunteers Time and Effort To Support Sustainable HousingSummer 2026
A Number of the Many Successful Demotech-rated Insurers Decided To Go PublicSummer 2026
Petrelli Volunteers With Local Chapter of American Mensa
The Demotech Difference
The Demotech Difference is a quarterly magazine that facilitates meaningful communication and discussion. Each issue features unique perspectives from subject matter experts on emerging concepts, tools, and techniques, to encourage learning and the evolution of our industry.
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What We Do
Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers, Title underwriters, and other risk-bearing entities. Our rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as presented in an insurer’s balance sheet over time. FSRs are based upon a series of quantitative ratios and certain qualitative factors.
