Missionary Update!
2 weeks ago
Do you know what the best part of today was? I got to sleep in this morning and snuggle with ALL my kids in my bed because there is no school. I think today will be a lazy day...
So many of our people are living on the very edge of their incomes. In fact, some are living on borrowings.
We have witnessed in recent weeks wide and fearsome swings in the markets of the world. The economy is a fragile thing. A stumble in the economy in Jakarta or Moscow can immediately affect the entire world. It can eventually reach down to each of us as individuals. There is a portent of stormy weather ahead to which we had better give heed.
...I hope we will never again see ... a depression. But I am troubled by the huge consumer installment debt which hangs over the people of the nation, including our own people. In March 1997 that debt totaled $1.2 trillion, which represented a 7 percent increase over the previous year.
In December of 1997, 55 to 60 million households in the United States carried credit card balances. These balances averaged more than $7,000 and cost $1,000 per year in interest and fees. Consumer debt as a percentage of disposable income rose from 16.3 percent in 1993 to 19.3 percent in 1996.
...We are beguiled by seductive advertising. Television carries the enticing invitation to borrow up to 125 percent of the value of one’s home. But no mention is made of interest.
...I recognize that it may be necessary to borrow to get a home, of course. But let us buy a home that we can afford and thus ease the payments which will constantly hang over our heads without mercy or respite for as long as 30 years.
...What a wonderful feeling it is to be free of debt, to have a little money against a day of emergency put away where it can be retrieved when necessary.
...This is a part of the temporal gospel in which we believe. May the Lord bless you, my beloved brethren, to set your houses in order. If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your wives and children and peace in your hearts. That’s all I have to say about it, but I wish to say it with all the emphasis of which I am capable.
Around this time of year, I crave Pumpkin Chocolate Chip Cookies. Not just any, but the ones you get at Lee's Marketplace. The problem...$4.49 for 8 cookies! Sorry, but I cannot justify that, no matter how jumbo and yummy they are (okay, I justifed it ONCE last month but that is it!). I've tried out different recipes in hopes of recreating the taste of Lee's. I have not had success until last Tuesday when I tried this one out. The best part...only 3 ingredients. Thank you Fonz for bringing this into my life!
I was looking at my new favorite website today Disney's Family.com (I've gotten some good recipes from their food section) and got a good laugh. Before I was married, I never knew you could actually make cranberry sauce. I thought it was just part of Thanksgiving that you plopped the sauce out of the can. I mean can you really call something sauce when keeps the form of the can to exactness as it is sitting on a plate? Couldn't you at least mash it up so it doesn't LOOK just like the can? It wasn't until Rob's Grandma Jones actually MADE cranberry sauce from REAL cranberries one Thanksgiving that I realized cranberry sauce doesn't have to look like this. Honestly, I had never tried the gelatinous, can formed stuff but since I tried the real deal, I kinda like it! Of course, I have never been much of a fan of Thanksgiving dinner. I'm just not much of a turkey, mashed potatoes, and stuffing person (not that it prevents me from eating Thanksgiving dinner...) I would much rather indulge myself in a Thanksgiving like THIS...now that's something I could stuff myself on! My Goodman relatives have the right idea! Can you guys let me know when Thanksgiving will be like that again...I just may have to invite myself to AZ!