Pinay WAHM

~~~~~~~~~~~~~~~~~~~~~~~~~ That's probably the most asked question around here in the last few days. Like I've mentioned here a couple of times [ok, much more than a couple...tee hee], we've been having our share of crazy weather in our neck of the woods the last couple of weeks so the little one has been asking me that question everytime she sees that the sun is out...including today. I promised her we're going out in the backyard in a few as soon as I finish reading about this health insurance quote the husband forwarded me earlier. The monthly fee is much lower than the one we have right now but I have to go through what's covered and what's not covered. We are still in constant search for that affordable insurance - health, car, home, etc. - because we really want to save some of that money we're paying those insurance companies we have right now. We feel that they're overcharging us in every way so we won't stop until we find something not only ...

A big chunk of what one makes here in the US goes to insurance. It's a painful reality especially to one's "wallet or pocket". Just this year, we've decided to change providers for all our insurance coverage. At first, we only thought of changing provider for our home owner's insurance but we found out that our new home owner's insurance provider can give us a much cheaper auto insurance as well. Now we're with them for both home & auto insurance. Just last month, we also decided to change health insurance provider. Why? Because the old provider keeps increasing our monthly fee. It's just crazy how they can increase their prices numerous times and without enough notice. We have also been having some issues with them because they're making it so hard for the doctors to get their claims. That means that if they don't pay the doctors, it's us who have to shoulder the bills. UNFAIR! We never fail to pay them on time because it's au...

=================================== I have been writing here in my blog how much I believe in having a life insurance. I got my first one when I was still single years ago. But I didn’t always have one…not until a friend’s brother in law died unexpectedly. He was a businessman who had everything going for him. He refused to get a life insurance saying that it’s just a waste of money. So when he suddenly died, his family of 3 was left with nothing but bills to pay. That kind of shook me up so I decided to get my first life insurance. Not for me but for my parents back then who I didn’t want to carry the burden of paying the bills if something happened to me. Back then, I didn’t have the convenience of getting insurance online . I had to talk and meet several insurance agents before I got my first life insurance. To say that it was exhausting is an understatement. Boy was I glad when I learned I could get insurance online . But with the thousands of insurance companies online, the weedin...